Pensions imagery Hero 1440x700 Pensions Risk Transfer

Pensions risk transfer

As one of the largest teams of risk transfer specialists we bring the depth and breadth of expertise needed to navigate this complex process and deliver optimal outcomes for members, trustees, sponsors and insurers.

A pragmatic approach

We guide pension schemes from the buy-in stage to buy-out, final wind-up and trustee liability discharge, securing maximum protection for trustees.

A complete view of the market

We have a comprehensive view of the risk transfer market through our work for trustees, sponsors, insurers and reinsurers.

Market-leading experience

We have advised on over 210 bulk annuity deals worth over £22bn – from small scheme buy-outs to multi-billion pound bulk annuity and longevity swaps deals.

We advise on how to structure and present scheme benefits to attract strong insurer engagement and competitive pricing, ensuring good outcomes for all stakeholders.

We give strategic guidance on issues such as the allocation of risk and how to ensure robust governance, and we guide you on complex and innovative approaches such as solutions for illiquid assets, framework bulk annuity schemes structures, and residual risks cover.

We reduce execution risk by proactively addressing legal issues ahead of exclusivity. Our extensive experience of working with trustees, sponsors, insurers and reinsurers enables us to resolve issues swiftly and efficiently.

Please select

Out-Law / Your daily need to know

Our latest work

Our advisers act on domestic and international matters of all shapes and sizes, working with many of the leading names in the market. Browse our experience below, or use the filters to look-up recent work in particular geographies and industry sectors.

    Our expertise, at your disposal

    With over 490 partners and 3000 people around the world, we are well-placed to support you across a full range of legal and advisory services.

    Latest press releases

    Show me all press releases

    Pinsent Masons advises Q ENERGY on the design and drafting of a refurbishment contract for a pioneering and innovative wind farm project based on second-hand turbines in France

    Pinsent Masons has advised Q ENERGY on the design and drafting of a refurbishment contract for an innovative wind project in France, relying exclusively on second-hand wind turbines. The project, scheduled for commissioning in 2028, represents a significant step forward in the integration of circular‑economy principles within the renewable energy sector.

    Pinsent Masons expands global arbitration offering with strategic partner hire in London

    Multinational law firm Pinsent Masons has strengthened its international arbitration practice with the appointment of Cem Kalelioglu as a partner in London, reinforcing the firm's growing presence in high-value investor-state and commercial disputes.

    Pinsent Masons advises on Victorian government-owned wind farm project

    Multinational law firm Pinsent Masons has advised global wind turbine manufacturer Vestas on its role in the Delburn Wind Farm in the Australian state of Victoria.

    We are processing your request. \n Thank you for your patience. An error occurred. This could be due to inactivity on the page - please try again.