Pensions imagery Hero 1440x700 Pensions Risk Transfer

Pensions risk transfer

As one of the largest teams of risk transfer specialists we bring the depth and breadth of expertise needed to navigate this complex process and deliver optimal outcomes for members, trustees, sponsors and insurers.

A pragmatic approach

We guide pension schemes from the buy-in stage to buy-out, final wind-up and trustee liability discharge, securing maximum protection for trustees.

A complete view of the market

We have a comprehensive view of the risk transfer market through our work for trustees, sponsors, insurers and reinsurers.

Market-leading experience

Since 2015 we’ve advised on 230+ buy-ins worth over £23.3bn - from small scheme buy-outs to multi-billion pound bulk annuity and longevity swaps deals.

We advise on how to structure and present scheme benefits to attract strong insurer engagement and competitive pricing, ensuring good outcomes for all stakeholders.

We give strategic guidance on issues such as the allocation of risk and how to ensure robust governance, and we guide you on complex and innovative approaches such as solutions for illiquid assets, framework bulk annuity schemes structures, and residual risks cover.

We reduce execution risk by proactively addressing legal issues ahead of exclusivity. Our extensive experience of working with trustees, sponsors, insurers and reinsurers enables us to resolve issues swiftly and efficiently.

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Our latest work

Our advisers act on domestic and international matters of all shapes and sizes, working with many of the leading names in the market. Browse our experience below, or use the filters to look-up recent work in particular geographies and industry sectors.

    Our expertise, at your disposal

    With over 490 partners and 3000 people around the world, we are well-placed to support you across a full range of legal and advisory services.

    Latest press releases

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    Pinsent Masons advises Bank Gospodarstwa Krajowego on office building financing in Warsaw

    Multinational law firm Pinsent Masons has advised Bank Gospodarstwa Krajowego (BGK) on an investment loan and a VAT loan provided to the Polish investment company Lewandpol Property.

    Pinsent Masons appoints first global chief knowledge and AI adoption officer

    Multinational law firm Pinsent Masons has appointed Hayley Harris to be the firm’s first global chief knowledge and AI adoption officer.

    Pinsent Masons makes The Times Top 50 Employers for Gender Equality 2026 list

    Multinational law firm Pinsent Masons is delighted to be named by Business in the Community (BITC) as one of The Times Top 50 Employers for Gender Equality 2026, recognising that it is an organisation leading the way in creating equitable and inclusive workplaces.

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