Egg plc, the largest European internet-only bank, today announced that it has made its first profit in its UK business. The result, based on November’s trading, is in line with the company’s plan at its June 2000 IPO to break even in the fourth quarter of 2001. The news will provide a welcome boost to the morale of the UK’s dot.com sector.

The company, 79% of which is held by Prudential plc, has 1.92 million customers. Although Egg.com is best known for credit cards, it provides a range of other banking services in addition to insurance, investments, mortgages and a shopping portal.

The company said that its credit card business is now earning sufficient revenues to cover ongoing operational, marketing and bad debt costs in addition to the costs of the up-front incentive offers on the product.

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